/* Feuille partagee, extraite de 2 pages le 2026-07-25.
   Modifier ICI, plus dans chaque page. */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
        /* tokens : voir assets/tokens.css */
        html { scroll-behavior: smooth; }
        body { font-family: var(--f-body); background: var(--paper); color: var(--white); line-height: 1.8; overflow-x: hidden; }

        .nav { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; padding: 14px 0; background: color-mix(in srgb, var(--paper) 88%, transparent); backdrop-filter: blur(20px); border-bottom: 1px solid var(--hair); }
        .nav-inner { max-width: 900px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; }
        .nav-logo { font-size: 1.2rem; font-weight: 800; text-decoration: none; color: var(--white); }
        .nav-logo .accent { color: var(--gold); }
        .nav-links { display: flex; gap: 16px; align-items: center; }
        .nav-links a { text-decoration: none; color: var(--white-dim); font-size: 0.85rem; font-weight: 500; transition: var(--transition); }
        .nav-links a:hover { color: var(--gold); }
        .lang-switcher { display: flex; align-items: center; gap: 4px; font-size: 0.8rem; font-weight: 600; background: rgba(168,124,44, 0.08); border: 1px solid rgba(168,124,44, 0.2); border-radius: 60px; padding: 4px 8px; }
        .lang-switcher a { text-decoration: none; color: var(--white-muted); transition: var(--transition); padding: 2px 6px; border-radius: 60px; }
        .lang-switcher a.active { color: var(--gold); background: rgba(168,124,44, 0.15); }
        .lang-switcher a:hover { color: var(--gold); }
        .lang-sep { color: var(--white-muted); opacity: 0.4; }
        .btn { display: inline-flex; align-items: center; gap: 8px; padding: 10px 22px; border-radius: 60px; font-family: inherit; font-size: 0.88rem; font-weight: 600; cursor: pointer; border: none; transition: var(--transition); color: var(--gold); text-decoration: none; }
        .btn-primary { background: var(--gradient-gold); color: #241905; box-shadow: 0 4px 20px rgba(168,124,44,0.3); }
        .btn-primary:hover { transform: translateY(-2px); }
        .btn-secondary { background: transparent; color: var(--gold); border: 1px solid var(--gold); }
        .btn-secondary:hover { background: rgba(168,124,44,0.12); transform: translateY(-2px); }
        .bank-card .btn { margin-top: 18px; }

        .container { max-width: 820px; margin: 0 auto; padding: 0 24px; }

        .hero { padding: 120px 0 60px; }
        .breadcrumb { font-size: 0.82rem; color: var(--white-muted); margin-bottom: 20px; }
        .breadcrumb a { color: var(--gold); text-decoration: none; }
        .hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(168,124,44,0.1); border: 1px solid rgba(168,124,44,0.25); border-radius: 60px; padding: 6px 16px; font-size: 0.8rem; color: var(--gold); font-weight: 500; margin-bottom: 20px; }
        .hero h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: 800; line-height: 1.2; margin-bottom: 20px; }
        .hero h1 .hl { background: var(--gradient-gold); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
        .hero-meta { display: flex; gap: 24px; flex-wrap: wrap; font-size: 0.85rem; color: var(--white-muted); margin-bottom: 32px; }
        .hero-desc { font-size: 1.1rem; color: var(--white-dim); max-width: 680px; line-height: 1.8; margin-bottom: 32px; }

        .cta-box { background: rgba(168,124,44,0.07); border: 1px solid rgba(168,124,44,0.25); border-radius: var(--radius); padding: 28px 32px; margin: 40px 0; display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
        .cta-box-text h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 6px; }
        .cta-box-text p { font-size: 0.9rem; color: var(--white-muted); }

        .article { padding-bottom: 80px; }
        .article h2 { font-size: 1.6rem; font-weight: 800; margin: 48px 0 16px; padding-top: 8px; border-top: 1px solid rgba(168,124,44,0.1); }
        .article h3 { font-size: 1.15rem; font-weight: 700; margin: 28px 0 12px; color: var(--gold-light); }
        .article p { color: var(--white-dim); margin-bottom: 16px; font-size: 0.98rem; }
        .article ul, .article ol { color: var(--white-dim); padding-left: 24px; margin-bottom: 16px; }
        .article li { margin-bottom: 8px; font-size: 0.98rem; }
        .article strong { color: var(--white); font-weight: 600; }
        .article a:not(.btn) { color: var(--gold); text-decoration: underline; }
        .article a.btn { text-decoration: none; }
        .article a.btn-primary { color: #241905; }
        .article a.btn-secondary { color: var(--gold); }

        .info-box { background: var(--glass-bg); border: 1px solid var(--hair); border-radius: var(--radius-sm); padding: 20px 24px; margin: 20px 0; }
        .info-box .label { font-size: 0.78rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
        .info-box p { margin: 0; font-size: 0.92rem; color: var(--white-muted); }

        .bank-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; margin: 24px 0; }
        .bank-card { background: var(--navy-card); border: 1px solid var(--hair); border-radius: var(--radius); padding: 24px; position: relative; transition: var(--transition); }
        .bank-card:hover { border-color: rgba(168,124,44,0.3); }
        .bank-card.featured { border-color: var(--gold); }
        .bank-card .bank-badge { position: absolute; top: -10px; left: 20px; background: var(--gradient-gold); color: var(--navy); font-size: 0.7rem; font-weight: 700; padding: 3px 12px; border-radius: 60px; text-transform: uppercase; letter-spacing: 1px; }
        .bank-name { font-size: 1.15rem; font-weight: 800; margin-bottom: 6px; }
        .bank-role { font-size: 0.78rem; color: var(--gold); font-weight: 600; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 12px; }
        .bank-features { list-style: none; padding: 0; }
        .bank-features li { font-size: 0.88rem; color: var(--white-muted); padding: 5px 0 5px 1.5em; border-bottom: 1px solid var(--navy-card); text-indent: -1.5em; }
        .bank-features li:last-child { border-bottom: none; }
        .bank-features .check { color: #4ade80; display: inline-block; width: 1.1em; text-indent: 0; }
        .bank-features .cross { color: #f87171; display: inline-block; width: 1.1em; text-indent: 0; }

        .compare-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 0.9rem; }
        .compare-table th { background: rgba(168,124,44,0.1); color: var(--gold); font-weight: 700; padding: 12px 16px; text-align: left; border-bottom: 2px solid rgba(168,124,44,0.2); }
        .compare-table td { padding: 12px 16px; border-bottom: 1px solid var(--navy-card); color: var(--white-dim); vertical-align: top; }
        .compare-table .check { color: #4ade80; }
        .compare-table .cross { color: #f87171; }

        .step-grid { display: grid; gap: 16px; margin: 24px 0; }
        .step-card { background: var(--navy-card); border: 1px solid var(--hair); border-radius: var(--radius-sm); padding: 20px 24px; display: flex; gap: 16px; align-items: flex-start; }
        .step-num { width: 36px; height: 36px; border-radius: 50%; background: rgba(168,124,44,0.15); border: 1px solid rgba(168,124,44,0.3); display: flex; align-items: center; justify-content: center; font-size: 0.85rem; font-weight: 800; color: var(--gold); flex-shrink: 0; }
        .step-card h4 { font-size: 0.95rem; font-weight: 700; margin-bottom: 4px; }
        .step-card p { font-size: 0.88rem; color: var(--white-muted); margin: 0; }

        .footer { border-top: 1px solid rgba(168,124,44,0.1); padding: 32px 0; text-align: center; }
        .footer p { font-size: 0.82rem; color: var(--white-muted); }
        .footer a { color: var(--gold); text-decoration: none; }

        /* Liens de contenu hors .article (encadre transparence, CTA, listes de
           synthese) : sans regle de couleur ils tombaient sur le bleu par defaut
           du navigateur, illisible sur le fond navy. Constate le 2026-09-06 sur
           l'encadre transparence des guides. Le soulignement reste reserve aux
           encadres et aux CTA : le fil d'Ariane et les menus gardent leur rendu. */
        .container a:not(.btn) { color: var(--gold); }
        .container a:not(.btn):hover { color: var(--gold-light); }
        .info-box a:not(.btn), .cta-box a:not(.btn) { text-decoration: underline; }